Home Care Subsidies Explained

Home care subsidies explained

Home Care Subsidies Explained

Most older Australians want to continue living in their own homes to maintain a sense of independence however this doesn’t mean they don’t require additional support to stay safe and comfortable. Home care is available when assistance is needed to enable older Australians to continue living at home.

Services from private care providers can be costly but government subsidies are available to help lighten the financial load of getting quality care at home. The main options are either short-term support through the Commonwealth Home Support Program (CHSP) or longer-term support with a Home Care Package.

What is the Commonwealth Home Support Program (CHSP)?

The CHSP is there to support older Australians that are still managing well at home but require some low-level assistance. This service is government-subsidised but may still incur some out-of-pocket expenses.

With this program, the care recipient selects services from a ‘menu’ of available options and only pay for the services that are chosen. They can change their selection of services at any time but if their needs become more complex, they can be referred for a Home Care package.

What is the Home Care Packages Program?

This program provides long-term support for older Australians who want to stay living at home but require higher level care to ensure their safety and wellbeing. Instead of a ‘menu’ of services to choose from, a case manager helps the care recipient work out a care plan that meets their needs. There are four levels of Home Care Packages to cater to different levels of care and support required.

Home Care Packages are subsidised by the government but may incur fees depending on the individual’s income, assets and circumstance. This includes a basic daily fee and an income-tested care fee.

Once approved for a Home Care package, it is in place for as long as the care recipient requires. If the situation changes, they may be reassessed for a higher level package. Home Care Package funds are not paid directly to the care recipient but is administered by a provider of their choice.

How do I get a Home Care Package?

Contact My Aged Care for a consult with the Aged Care Assessment Team (ACAT). They will work with the care recipient to decide what package level they may be eligible for.

Once they have received the ACAT approval letter for your care package, the recipient will select a home care provider that will help manage the package funds and arrange the services they require.

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